.page-hero{background:var(--navy);padding:68px 6rem 0}.page-hero-inner{max-width:820px;margin:0 auto;padding:3.5rem 0 4rem}.breadcrumb{color:#ffffffe6;align-items:center;gap:.45rem;margin-bottom:2rem;font-size:.75rem;display:flex}.breadcrumb a{color:#ffffffb3;text-decoration:none}.breadcrumb .sep{opacity:.35}.hero-h1{font-family:var(--heading);letter-spacing:-.03em;color:var(--white);margin-bottom:.75rem;font-size:clamp(1.8rem,3vw,2.5rem);font-weight:700;line-height:1.15}.hero-meta{color:var(--text-on-dark-muted);font-size:.85rem}.policy-body{background:var(--white);color:var(--text-dark);padding:5rem 6rem 7rem}.policy-inner{max-width:820px;margin:0 auto}.policy-section{margin-bottom:3.5rem}.policy-section:last-child{margin-bottom:0}.policy-h2{font-family:var(--heading);color:var(--navy);border-bottom:1px solid var(--border-faint);margin-bottom:1.1rem;padding-bottom:.75rem;font-size:1.15rem;font-weight:700}.policy-h3{font-family:var(--heading);color:var(--navy);margin-top:1.5rem;margin-bottom:.65rem;font-size:.98rem;font-weight:600}.policy-p{color:var(--text-mid);margin-bottom:1rem;font-size:.97rem;line-height:1.82}.policy-p:last-child{margin-bottom:0}.policy-ul{flex-direction:column;gap:.45rem;margin:0 0 1rem 1.5rem;display:flex}.policy-ul li{color:var(--text-mid);font-size:.97rem;line-height:1.7}.policy-link{color:var(--navy);text-underline-offset:3px;text-decoration:underline}.policy-link:hover{color:var(--gold)}.contact-block{background:var(--surface);color:var(--text-dark);border:1px solid var(--border-faint);margin-top:3rem;padding:2rem 2.5rem}.contact-block h2{font-family:var(--heading);color:var(--navy);margin-bottom:.75rem;font-size:1rem;font-weight:700}.contact-block p{color:var(--text-mid);font-size:.95rem;line-height:1.75}@media (max-width:768px){.page-hero,.policy-body{padding-left:1.5rem;padding-right:1.5rem}}