.page-hero{background:var(--navy);padding:68px 6rem 0}.page-hero-inner{max-width:1200px;margin:0 auto;padding:3.5rem 0 5rem}.breadcrumb{color:#ffffffe6;align-items:center;gap:.45rem;margin-bottom:2.5rem;font-size:.75rem;display:flex}.breadcrumb a{color:#ffffffb3;text-decoration:none}.breadcrumb .sep{opacity:.35}.page-hero h1{font-family:var(--heading);letter-spacing:-.035em;color:var(--white);max-width:760px;font-size:clamp(2.2rem,4vw,3rem);font-weight:700;line-height:1.12}.page-hero-body{color:var(--text-on-dark);max-width:580px;margin-top:1.5rem;font-size:1.05rem;line-height:1.82}.page-hero-body a{color:var(--gold);text-decoration:none}.faq-body{background:var(--white);color:var(--text-dark);padding:5rem 3.5rem 7rem}.faq-body-inner{grid-template-columns:240px 1fr;align-items:start;gap:5rem;max-width:1200px;margin:0 auto;display:grid}.faq-nav{position:sticky;top:5.5rem}.faq-nav-title{font-family:var(--heading);letter-spacing:.12em;text-transform:uppercase;color:var(--text-light);margin-bottom:1rem;font-size:.68rem;font-weight:700}.faq-nav-link{color:var(--text-mid);border-bottom:1px solid var(--border-faint);padding:.5rem 0;font-size:.88rem;text-decoration:none;transition:color .2s;display:block}.faq-nav-link:hover{color:var(--gold)}.faq-section{margin-bottom:4rem;scroll-margin-top:120px}.faq-section:last-child{margin-bottom:0}.faq-section-title{font-family:var(--heading);color:var(--navy);border-bottom:2px solid var(--gold-border);align-items:center;gap:.75rem;margin-bottom:2rem;padding-bottom:1rem;font-size:1.2rem;font-weight:700;display:flex}.faq-section-num{font-family:var(--heading);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);border:1px solid var(--gold-border);background:var(--gold-soft);padding:.2rem .6rem;font-size:.65rem;font-weight:700}.faq-item{border-bottom:1px solid var(--border-faint)}.faq-item[open] .faq-q-text{color:var(--gold)}.faq-item[open] .faq-icon{background:var(--gold-soft);border-color:var(--gold-border)}.faq-item[open] .faq-icon svg{stroke:var(--gold);transform:rotate(45deg)}.faq-q{font-family:var(--heading);color:var(--navy);cursor:pointer;-webkit-user-select:none;user-select:none;justify-content:space-between;align-items:center;gap:1rem;padding:1.35rem 0;font-size:.98rem;font-weight:600;line-height:1.45;list-style:none;display:flex}.faq-q::-webkit-details-marker{display:none}.faq-q:hover .faq-q-text{color:var(--gold)}.faq-q-text{flex:1;transition:color .2s}.faq-icon{background:var(--surface);width:20px;height:20px;color:var(--text-dark);border:1px solid var(--border-light);flex-shrink:0;justify-content:center;align-items:center;transition:all .2s;display:flex}.faq-icon svg{width:10px;height:10px;stroke:var(--text-light);fill:none;stroke-width:2px;transition:transform .25s,stroke .2s}.faq-a{color:var(--text-mid);padding-bottom:1.5rem;font-size:.95rem;line-height:1.8}.faq-a a{color:var(--gold);text-decoration:none}.faq-a a:hover{text-decoration:underline}@media (max-width:768px){.page-hero,.faq-body{padding-left:1.5rem;padding-right:1.5rem}.faq-body-inner{grid-template-columns:1fr}.faq-nav{display:none}}